Turn Your Future Sales Into CASH

Revenue-Based Funding Made Easy, Fast, And The Real Deal!

High Approval Rates

No Hidden Fees

Fast & Secure Funding

Tailored Repayment Plans

Funding Your Business in 3 Simple Steps

Apply Online

Quick, easy application with minimal paperwork.

$125,000 Same day

$500,000 in 48 hours , Up To 2.5 Million in 72 hours - Get a Decision In Hours With Our Cutting-Edge Evaluation Process


Your Funds - Cash in your account within 24 hours of approval.

Step 1: “Apply Online – Quick, easy application with minimal paperwork.”

Step 2: “Fast Approval For Up To $500,000 – Get a decision in hours with our cutting-edge evaluation process.”

Step 3: “Access Your Funds – Cash in your account within 24 hours of approval.”

Why Choose Us for Equipment Leasing?

  • Streamlined application process
  • Customized solutions tailored to your business
  • In-depth knowledge of different industries and their equipment needs
  • Preserve your cash flow
  • Reduced rates and friendly terms
  • Better than traditional banks
  • Instant approvals

Funding Services Tailored
for Your Success

Diverse funding options designed to meet your unique business needs.
Let’s turn financial hurdles into stepping stones for growth.

Your Growth, Our Priority
More Than Just Funding

Unlock more than immediate funding with our merchant cash advance. Invest in our growth services to bolster your business’s potential.
With immediate funds, access powerful tools for sustainable success. Let’s turn today’s funding into tomorrow’s growth.

Comprehensive Financing Solutions for Small Businesses

With GUMBIZ OPS, you can access a wide range of financing options tailored to meet your small business needs:

Line of Credit

Flexible access to working capital from $5,000 up to $500,000 with automatic payments based on your business requirements.

Small Business Loans

Fixed payments and terms from $5,001 up to $1 million, supporting various business needs such as location expansion, technology updates, equipment leasing, marketing solutions, and debt consolidation.

Merchant Cash Advance

Fast access to working capital based on your future receivables, ranging from $5,000 up to $500,000, with flexible payments made easy and seamless via merchant processing or commercial bank account of future revenue receivables.

Bridge Loan

Convert outstanding invoices into immediate cash advances, starting at $20,000 up to $10 million, with terms up to 18 months. Invoice factoring helps manage cash flow by providing access to capital on outstanding invoices.

Invoice Factoring

Convert outstanding invoices into immediate cash advances, starting at $20,000 up to $10 million, with terms up to 18 months. Invoice factoring helps manage cash flow by providing access to capital on outstanding invoices.

Asset-Based Loans

Leverage your business assets to secure immediate funds, starting at $50,000 up to $10 million, with terms ranging from 6 months to 36 months.

Web Design

Powered by GSI-APEX Customized services for a powerful web presence

Business Lending

Commercial term loans for small to medium size businesses

Revolving Lines of Credit

Revolving Lines to meet Working Capital Needs

Merchant Processing

Powered by GSI-APEX Customized services for a powerful web presence


By ONEPOINT Merchant Account & Gateway & Secure Host & Cart

Payroll & Benefits

By CLPA Comprehensive Payroll, Record-Keeping & Tax Filing

High Risk Merchant

The cost of running a cannabis business can be steep. And to make matters worse, banks and credit unions won’t lend money to cannabis businesses. GUMBIz OPS steps in to fill this void left by banks and credit unions with Merchant Cash Advances to finance initiatives to help grow your cannabusiness.

Merchant Cash Advances aren’t loans: They are advances on debit sales receivables. If you sell cannabis and related products, and you accept credit and debit cards, you can qualify for a Merchant Cash Advance from our G7 network. Funds are disbursed in lump sums, and repayments are made at a fixed percentage of daily credit and debit card sales processed until repayment is completed. So, the faster your cannabusiness grows the faster the money is repaid.

What is a Merchant Cash Advance & How Does it Work?

Merchant Cash Advance gives businesses access to a lump sum of cash that is repaid at a rate proportional to their daily sales. This means that if your sales dip, then your payments will also decrease, making it easier for merchants to manage their repayments.

Businesses can use this lump sum of cash to fund their daily business operations while maintaining a steady cash flow, making Merchant Cash Advance a great alternative to traditional business loans for suppliers, retailers, and manufacturers.

Merchant Cash Advance are not business loans, so they don’t have set repayment terms or APRs. Instead, they are designed to give merchants as much flexibility as possible.


Here is how our streamlined Merchant Cash Advance process works:

  1. You apply for a Merchant Cash Advance through Paybotic.
  2. If approved, Paybotic provides a lump sum payment within 48 hours.
  3. You use the funds to finance daily business operations.
  4. You repay the cash advance via a percentage of credit and debit sales through our payment processing system at your cannabusiness.

Merchant Cash Advance offers convenient, flexible, and fast access to funds for merchants in the cannabis industry.

Financial Challenges in the Cannabis Industry

Though marijuana has been legalized for both medicinal and recreational use in many states, federal regulations continue to make it difficult for cannabis -businesses to access the resources they need to effectively run and grow their businesses.

Since most banks operate at the federal level, many of them avoid working with cannabis businesses to remain compliant with federal laws, making it difficult for these -cannabis businesses to get access to loans, cash advances, and traditional payment processing solutions used by most businesses.

Cannabis retailers need access to modern financing solutions that are compliant with the constantly changing regulations in the marijuana industry. This allows them to streamline company operations, hire new staff, expand facilities to satisfy the day-to-day needs of their businesses.

At Paybotic, we are committed to providing secure, reliable, and compliant financing and cannabis payment processing solutions for high-risk businesses that need access to capital quickly.

Why Should You Consider a Merchant Cash Advance?

A Merchant Cash Advance is a great financing solution for high-risk businesses like those in the marijuana industry. Consider the following benefits to determine if a Merchant Cash Advance is right for your cannabis-related business:

Easy Application Process

We understand that merchants need access to cash as quickly as possible, which is why we strive to make our application process easy. Our application paperwork is straightforward, and once all necessary information is complete and submitted, we are typically able to provide same-day approval.

High Approval Rate

Cannabis businesses already have a difficult time getting access to merchant funding and payment processing solutions. At Paybotic, we have extensive experience working with high-risk businesses to provide compliant dispensary cash advance solutions. Even with our current processing volume, we maintain a 95% approval rate for active merchants.

Quick Access to Capital

Running a successful business requires steady cash flow, making it important for merchants to receive their money as quickly as possible. To ensure our clients get money when they need it, we offer funding as fast as within 48 hours after approval.

Transparent Terms & Fees

We pride ourselves on offering merchant-friendly funding solutions. Our Merchant Cash Advance comes with no hidden fees and flexible repayment options. You’re free to use the money for anything you deem necessary for your business.

Grow Your Business

When you apply and are approved for a Merchant Cash Advance, you can use the money to fund growth initiatives to help your business succeed.

This could include:

  • Marketing promotions
  • Equipment purchasing
  • Payroll financing
  • Renovation projects
  • Inventory purchasing
  • Hiring new staff members
  • And more

Cash advances give merchants the money they need to drive business growth in the competitive cannabis industry.

Get Started with Paybotic

Paybotic is determined to help cannabis dispensaries get access to the payment processing and merchant funding solutions they need to thrive. We constantly work to stay ahead of state and federal regulations to ensure all of our solutions are compliant, convenient, secure, and reliable. On top of merchant cash advances, we offer a variety of cannabis payment processing solutions to businesses in the marijuana industry, including:

Contact Paybotic at 844.420.4729 or fill out a contact form to get in touch with our sales team to learn more about our MERCHANT CASH ADVANCE and other payment solutions.

Debit Processing

Accept PIN-based transactions. Give your customers the convenience to withdraw money in your store.


With our secure gateway, create and process Electronic Checks, send Email Invoices, and even Accept Payments Online (or integrate into your current systems via API).

Cannabis Payment Processing Provider

Navigating cannabis payment processing is a challenging operational task. We’re here to help your dispensary accept payments in the most cost-effective manner.

CBD & Hemp Payment Processing

We are here to help your CBD and Hemp business accept payments in the most cost-effective manner.

Bank Account for a Cannabis Dispensary

Smart Safe is an end-to-end cash storage and banking solution built for the cannabis industry.

Cannabis & Hemp Business Insurance

Paybotic has partnered with a leading insurance provider to offer a complete portfolio of insurance products for businesses in the hemp and cannabis industry.

Gift Card Programs

Our gift card program solution is a simple way to strengthen your business’s brand and revenue.

Cannabis Banking

Don’t let the legal stuff wear you down. Paybotic’s banking program solution will jump through those hoops for you.

Frequently Asked Questions

“A Merchant Cash Advance (MCA) is a type of business funding where a company receives a lump-sum payment in exchange for a percentage of future credit and debit card sales. It provides quick access to cash for businesses in need of immediate funding.”

“One of the major advantages of a Merchant Cash Advance is the speed of funding. Once approved, businesses can often access the cash within a matter of days, sometimes as quickly as 24 hours.”

“No, a Merchant Cash Advance is not a loan but a purchase of a portion of your future sales. Unlike traditional loans, it doesn’t require collateral and has a flexible repayment plan tied to your business’s card/cash sales.”

“A Merchant Cash Advance can be used for virtually any business need, including purchasing inventory, paying suppliers, covering unexpected expenses, investing in marketing campaigns, or any other operational costs.”

“Businesses that have strong sales, such as restaurants, retail stores, and service-oriented businesses, can benefit greatly from a Merchant Cash Advance. However, it can be a viable solution for any business in need of quick, flexible funding.”

“Repayment of a Merchant Cash Advance is typically made through bank account debits automatically or deductions from your business’s credit and debit card sales, making it proportionate to your business’s revenue flow.”

“We pride ourselves on high approval rates, no hidden fees or broker, fast & secure funding, and tailored repayment plans. We work closely with businesses to understand their needs and provide the most suitable funding solutions.”

“We provide a range of funding options tailored to meet the diverse needs of small businesses. Our options include Merchant Cash Advances, Lines of Credit, equipment leasing , factoring and Small Business Loans. These solutions are designed to offer flexibility, speed, and convenience, ensuring that small businesses can quickly access the funding they need to grow, cover operational costs, or manage cash flow gaps. We strive to provide high approval rates, transparent terms, and tailored repayment plans that work for small businesses.”

We Work To Get You The Max Amount And Best Terms

OPS and unlock the potential of your business. We provide comprehensive financing solutions tailored to your specific needs. Contact us or complete our online application to get started on your journey to business growth and success.


Mobile: 718.305.1360




101 N 3r Ave , Ft Lauderdale 33301 - NO SUITE